Your prescription drug plan through Express Scripts offers low co-pays for generic medication, convenient way to get 90-day prescriptions filled, and a specialty pharmacy for some long term health conditions that require special medicines.
90-day Supply at any CVS or Express Scripts Mail Order
Prescriptions are paid by using your Express Scripts/Medco card.
Do I still have to use Mail Order?
No. You can fill a 90 day supply at either Express Scripts Mail Order or by using a CVS Pharmacy. Please note, if you fill a medication more than 3 times, you will have to fill the 4th fill at one of these options. If you use a Pharmacy other than Express Scripts or CVS, you will pay $100 of the cost of the medication.
What's the difference between a Non-Preferred & Preferred Brand Medication?
Non-Preferred Brand Medications typically offer a generic substitute to safely and effectively treat medical conditions. If you are prescribed a Non-Preferred Brand Medication, you will be responsible for 40% of the total cost of the medication. By asking for generic substitutes wherever possible, you maximize your savings. Only you and your prescribing Physician can determine if a generic substitute is right for you. If you're unable to take a generic substitute for your Non-Preferred Medication, ask your Prescribing Physician for samples, or manufacturer's coupons when possible.
Preferred Brand Medications ordinarily do not offer a generic substitute. For Preferred Brand Medications, you will never pay more than $75.00 out-of-pocket for a 30-day supply, or $150.00 for a 90-day supply. Click the following link for the Express Scripts Preferred Drug List to see if your Medication is considered a Preferred Brand. You may also visit Express Scripts online at www.express-scripts.com for a comprehensive list.
My Prescription ID Card says 'Medco' on it. Will I get a new card?
Your current Prescription ID Card has the same ID number as any new, or duplicate ID card. Even though your existing Prescription ID card may still have the 'Medco' logo on it, your client information remains unchanged. There is no need for new Prescription ID Cards, just keep using the one you already have.
What do I do if I lose my Prescription card?
You can call the Fund Office at 732-417-3900 and we will request a new Express Scripts card for you, or call Express Scripts at 1-800-939-2146 or visit their website at www.express-scripts.com
Is there an Out-of-Pocket Max for prescriptions?
Yes, for Plan Year May 1, 2021 through April 30, 2022, the prescription out-of-pocket maximum is:
$5,450 Individual, or
Once an individual or family has reached their OOP Max, the Fund will pay 100% for all further eligible claims for the duration of the Plan Year.