Pension Plan

Active Participants

Active Participant means a vested Participant who is credited with a total of at least 2,000 Hours of Service in the 5 Calendar Years immediately preceding his pension starting date (“Annuity Starting Date”), including the Calendar Year in which his Annuity Starting Date occurs (except if a Participant’s Annuity Starting Date is January 1, then the Participant must be credited with a total of at least 2,000 Hours of Service in the 5 full prior Calendar Years).

Years of Credited Service

Vesting Service in a Plan YearHours of Service
1/10th of a year creditFor each completed 100 hours

The Pension Plan Year begins on January 1st and ends on December 31st.

Pension Accrual Rate as of January 1, 2016

1 % of required Contrubutions made on your behalf

  • For example: 2000 hours x $8.00 (ER contribution rate) = $16,000 x 1% = $160 added to Participant's pension total.
Pension Forms and Downloads

Key Words and Definitions

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